Operating and Financial Review and Prospects included in this annual report. You should read the following selected financial data in conjunction with Presentation of Information and Item 5. Identity of Directors, Senior Management and Advisers. Key Information≾xchange Rate Information for more information regarding the exchange rates applicable to the Brazilian currency since January 1, 2000.Ĭertain figures included in this document have been subject to rounding adjustments.Īccordingly, figures shown as totals in certain tables may not be an arithmetic aggregation of the figures which precede them. dollar selling rate at closing published by the Central Bank. These conversions have been calculated using the U.S. dollars at those or any other exchange rates.įor your convenience, certain amounts have been converted from reais to U.S. Not read these exchange rate conversions as representations that any such amounts have been or could be converted into U.S. dollar exchange rate, the closing selling exchange rate at Decemmay not be indicative of current or future exchange rates. dollars based on the noon buying rate in New York City as reported by the Federal Reserve Bank of New York and the U.S.ĭollar selling rate as reported by the Central Bank of Brazil, which we call the ∼entral Bank, at closing.Īs a result of recent fluctuations in the real/U.S. The following table sets forth, for the dates indicated, the exchange rate of reais to U.S. References herein to the real, reais or R$ are to the Brazilian real, the official currency of Brazil. With generally accepted accounting principles in the United States, known as U.S. Item 18 of this annual report includes our audited consolidated financial statements as of and for the years ended December 31, 2002, 20, including the notes thereto, which have been prepared in accordance Our operations are based primarily in Brazil. We are a full service financial institution providing, directly or through our subsidiaries, a full range of banking,įinancial, insurance and private pension plan services to all segments of the Brazilian domestic market. In this annual report, the terms ∻radesco, the ∼ompany, the ∾ntity, the ∻ank, we or us refer to Banco Bradesco S.A., a sociedadeĪnônima organized under the laws of Brazil and, unless the context otherwise requires, its consolidated subsidiaries. Purchases of Equity Securities by the Issuer and Affiliated Purchasers Exemptions from the Listing Standards for Audit Committees Material Modifications to the Rights of Security Holders and Use of Proceeds Defaults, Dividend Arrearages and Delinquencies Description of Securities Other than Equity Securities Quantitative and Qualitative Disclosures About Market Risk Major Shareholders and Related Party Transactions Directors, Senior Management and Employees Operating and Financial Review and Prospects Identity of Directors, Senior Management and Advisers ![]() Required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. ![]() Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was Outstanding shares of each of the issuers classes of capital or common stock as of There is a reporting obligation pursuant to Section 15(d) of the Act: None. Or to be registered pursuant to Section 12(g) of the Act: None. Preferred Shares, without par value (Preferred Shares) Preferred Share, without par value (∺DSs) Or to be registered pursuant to Section 12(b) of the Act: (exact name of registrant as specified in its ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D)įor the fiscal year ended December 31, 2004
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